:root{--ink:#10251f;--muted:#577069;--paper:#f4f8f5;--card:#fff;--line:#cbd9d3;--brand:#087f5b;--brand2:#075d48;--accent:#dff4ea;--warn:#fff3cd}*{box-sizing:border-box}body{margin:0;background:linear-gradient(145deg,#edf6f0,#f7faf8 55%,#e8f2ee);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.5}.shell{width:min(1120px,calc(100% - 32px));margin:0 auto;padding:28px 0 56px}header{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:24px}.mark{font-weight:800;letter-spacing:-.03em}.status{font-size:.875rem;color:var(--muted);border:1px solid var(--line);padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.7)}main{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:24px}.panel{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:0 18px 50px rgba(20,55,44,.08);padding:clamp(20px,4vw,36px)}h1{font-size:clamp(2rem,5vw,3.7rem);line-height:1;letter-spacing:-.055em;margin:0 0 14px;max-width:700px}.intro{color:var(--muted);font-size:1.05rem;margin:0 0 30px;max-width:680px}.question{padding:20px 0;border-top:1px solid var(--line)}.question:first-of-type{border-top:0;padding-top:0}label,legend{font-weight:750;display:block;margin-bottom:9px}select,input[type=number]{width:100%;font:inherit;padding:12px 13px;border:1px solid #aebfb8;border-radius:10px;background:#fff;color:var(--ink)}fieldset{border:0;padding:0;margin:0}.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.choice{display:flex;align-items:center;gap:9px;border:1px solid var(--line);border-radius:10px;padding:10px 11px;font-weight:550;cursor:pointer}.choice:has(input:checked){border-color:var(--brand);background:var(--accent)}button{width:100%;border:0;border-radius:11px;background:var(--brand);color:#fff;padding:14px 18px;font:inherit;font-weight:800;cursor:pointer;margin-top:8px}button:hover{background:var(--brand2)}button:focus-visible,select:focus-visible,input:focus-visible{outline:3px solid #65c7a7;outline-offset:2px}.result{position:sticky;top:24px}.result h2{font-size:1.45rem;margin:0 0 8px}.placeholder{color:var(--muted);padding:28px 0}.stack{display:none}.stack.show{display:block}.band{background:var(--accent);border-radius:12px;padding:14px;margin:14px 0 20px}.steps{padding-left:20px}.steps li{margin:10px 0}.tool{border-top:1px solid var(--line);padding:15px 0}.tool:first-of-type{border-top:0}.tool strong{display:block}.tool small{color:var(--muted)}.note{background:var(--warn);border-radius:10px;padding:12px;font-size:.9rem;margin-top:18px}.disclosure{font-size:.8rem;color:var(--muted);margin-top:18px}@media(max-width:820px){main{grid-template-columns:1fr}.result{position:static}.choices{grid-template-columns:1fr}}@media(prefers-reduced-motion:no-preference){.panel{animation:rise .35s ease-out}@keyframes rise{from{opacity:0;transform:translateY(8px)}}}

.result{align-self:start;position:static}h1{font-size:clamp(2rem,4vw,3rem);line-height:1.1}small,.disclosure{font-size:.9rem}.actions{display:flex;gap:10px;flex-wrap:wrap}.actions button{width:auto;flex:1}.secondary{background:white;color:var(--brand2);border:1px solid var(--line)}.secondary:hover{background:var(--accent)}a{color:var(--brand2);text-underline-offset:3px}a:focus-visible,summary:focus-visible{outline:3px solid #087f5b;outline-offset:4px}.footer-panel{margin-top:24px}.footer-panel p{max-width:850px}summary{cursor:pointer;font-weight:750;padding:12px 0}pre{white-space:pre-wrap;overflow-wrap:anywhere;background:var(--paper);padding:14px;border-radius:8px;font-size:14px}.product-link{display:inline-block;margin-top:10px;font-weight:750}.source{font-size:.875rem}.mark{font-size:1.1rem}header{flex-wrap:wrap}.stack{scroll-margin-top:20px}#result-title:focus{outline:none}@media(max-width:450px){.actions{display:block}.actions button{width:100%}.shell{width:calc(100% - 24px)}.panel{padding:20px}}@media print{form,#review,.actions,header,.footer-panel,#empty{display:none}main{display:block}.stack{display:block}.panel{box-shadow:none;border:none}body{background:white}}

:root{--brand:#08704f;--brand2:#07513c}body{background:#f3f6f5}.mark{font-size:1.7rem;text-decoration:none;color:var(--ink)}.mark span{color:var(--brand)}nav{display:flex;gap:20px;flex-wrap:wrap}nav a{font-size:.95rem;font-weight:650}.eyebrow{font-size:.875rem;font-weight:800;letter-spacing:.09em;color:var(--brand);margin:0 0 14px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.guide-grid article{border-top:3px solid var(--brand);margin-top:14px}footer{padding:28px 4px;color:var(--muted)}.skip{position:absolute;left:-10000px}.skip:focus{left:20px;top:8px;background:white;padding:10px;z-index:5}.reading{display:block;max-width:800px;margin:auto}.reading h1{font-size:clamp(2rem,5vw,3rem)}.reading h2{margin-top:32px}.reading li{margin:10px 0}.reading blockquote{margin:20px 0;border-left:4px solid var(--brand);padding:12px 20px;background:var(--paper)}.reading table{border-collapse:collapse;width:100%}.reading td,.reading th{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}.cta{display:inline-block;background:var(--brand);color:white;padding:12px 18px;border-radius:10px;text-decoration:none;font-weight:750}h2{line-height:1.25}p,li,td{overflow-wrap:anywhere}@media(max-width:700px){.guide-grid{grid-template-columns:1fr}nav{gap:14px}.reading table{font-size:.9rem}}
/* ToolProwl presentation theme: ink, violet, aqua, and citrus. */
:root{--ink:#17243d;--muted:#526078;--paper:#f4f5fa;--card:#fff;--line:#dce0ec;--brand:#5638bd;--brand2:#402390;--accent:#eee9ff}
body{background:radial-gradient(ellipse at 95% 0,#e2dcff 0,transparent 38%),#f4f5fa;color:var(--ink)}
.shell{width:min(1220px,calc(100% - 48px));padding-top:30px}.mark{font-size:1.9rem;letter-spacing:-.07em}.mark span{color:var(--brand)}header{padding:0 4px 24px;margin-bottom:12px;border-bottom:1px solid #d5d9e8}header nav a{color:var(--ink);text-decoration:none;padding:10px 0}header nav a:hover{color:var(--brand);text-decoration:underline}
main{grid-template-columns:minmax(0,1.25fr) minmax(0,.85fr);gap:28px;align-items:start}.panel{border-radius:24px;border:1px solid var(--line);box-shadow:0 10px 30px #17243d06;padding:clamp(24px,3.4vw,42px)}.planner-panel{background:white}h1{font-size:clamp(2.25rem,4.4vw,3.65rem);line-height:1.08;letter-spacing:-.055em}h1 span{color:var(--brand)}h2{letter-spacing:-.035em}.eyebrow{font-size:.8rem;letter-spacing:.1em;color:var(--brand);line-height:1.6}.intro{font-size:1.1rem;line-height:1.65;max-width:540px;margin-bottom:20px}
.benefit-list{display:flex;gap:10px 20px;flex-wrap:wrap;list-style:none;padding:0;margin:0 0 30px;font-size:.875rem;font-weight:650}.benefit-list li:before{content:'✓';color:#12664f;font-weight:900;margin-right:7px}#builder{border-top:1px solid var(--line);padding-top:26px;scroll-margin-top:24px}.planner-top{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:16px}.planner-top .eyebrow{margin:0}#step-count{font-size:.875rem;color:var(--muted)}.progress{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;list-style:none;padding:0;margin:0 0 24px}.progress li{border-top:4px solid var(--line);padding-top:10px;font-size:.875rem;color:var(--muted)}.progress li[aria-current=step]{border-color:var(--brand);color:var(--brand);font-weight:750}.progress li.complete{border-color:#148165}.form-step h2{font-size:1.45rem;margin:0 0 6px}.step-hint{color:var(--muted);font-size:.95rem;margin:0 0 10px}.question{padding:16px 0;border:0}label,legend{font-weight:650;font-size:1rem}select{min-height:50px;background:#f9faff;border:1px solid #b9c1d6;border-radius:12px;padding-right:30px}.choice{min-height:48px;background:#f9faff;margin:0;font-size:.95rem}.choice input{accent-color:var(--brand);width:18px;height:18px;flex-shrink:0}.choice:has(input:checked){background:var(--accent)}button,.cta{min-height:48px;transition:background .15s}.wizard-actions{display:flex;gap:12px;margin-top:14px}.wizard-actions button{flex:1}.wizard-actions .secondary{flex:0 1 100px}.form-note{font-size:.875rem;color:var(--muted);margin-bottom:0;text-align:center}[hidden]{display:none!important}:focus-visible{outline:3px solid #8a63e6;outline-offset:4px}
.consultant-route{background:linear-gradient(135deg,#ebe5ff 0%,#d9f2eb 100%);border:1px solid #c9c0ee;border-radius:18px;padding:24px;margin:0 0 30px}.consultant-route .eyebrow{margin-bottom:8px}.consultant-route h2{font-size:1.7rem;margin:0 0 8px}.consultant-route p:not(.eyebrow){color:#33445e;margin:0;line-height:1.6}.consultant-route-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:18px}.consultant-route-actions .cta{margin:0}.consultant-route-actions>a:not(.cta){font-weight:750}.consultant-route-actions a:focus-visible{outline-color:#5638bd}
.result{background:#192943;color:#fff;border:0;overflow:hidden;position:sticky;top:24px}.result .eyebrow{color:#adeddc}.placeholder{padding:0;color:#d6deed}.result h2{font-size:clamp(1.7rem,2.8vw,2.3rem);line-height:1.15;color:white;margin-bottom:18px}.placeholder>p:not(.eyebrow){line-height:1.7}.plan-preview{padding:0;list-style:none;margin:32px 0}.plan-preview li{display:flex;gap:18px;padding:20px 0;border-top:1px solid #ffffff25}.preview-number{font-size:1.2rem;color:#b8a5ff;font-weight:750;min-width:30px}.plan-preview strong{color:white;font-size:1.1rem}.plan-preview p{margin:6px 0 0;font-size:.95rem;line-height:1.6}.example-note{background:#ddf68b;border-radius:16px;padding:22px;color:#243417}.example-note span{font-size:.75rem;font-weight:800;letter-spacing:.09em}.example-note p{font-size:1.15rem;font-weight:650;line-height:1.5;margin:8px 0 0}.band{background:#d9f2eb;color:#123e33;padding:22px;border-radius:16px}.band strong{font-size:1.2rem;display:block;margin-bottom:10px}#cost{font-size:.9rem;line-height:1.6}.result #tools{color:#e1e6f0}.result #options:not(:empty){background:#ffffff0d;border:1px solid #ffffff30;border-radius:16px;padding:20px;margin:24px 0}.result #options h3{margin-top:0;color:#c9baff}.result a{color:#c4f4e7}.result .source,.result .disclosure{color:#c2cddd;font-size:.875rem}.result .steps{counter-reset:steps;list-style:none;padding:0}.result .steps li{counter-increment:steps;border-top:1px solid #ffffff25;padding:16px 0 16px 36px;position:relative;line-height:1.65}.result .steps li:before{content:counter(steps);position:absolute;left:0;color:#b8a5ff;font-weight:800}.answer-summary{font-size:.875rem;color:#c2cddd}.result .actions{display:grid;grid-template-columns:1fr}.result button{background:#decfff;color:#302050}.result button:hover{background:#c5aeff}.result .secondary{background:transparent;color:white;border-color:#8290a8}.result .text-button{background:transparent;color:#d0d9e8;text-decoration:underline;font-weight:500;margin:0}
.footer-panel{margin-top:32px}.guide-section{background:transparent;border:0;padding:30px 0 0;box-shadow:none}.guide-section>h2{font-size:clamp(1.8rem,3vw,2.4rem);max-width:640px;margin:8px 0 20px}.guide-grid{gap:20px}.guide-grid article{border:0;border-radius:20px;padding:28px;margin:0;background:#e7e0ff;display:flex;flex-direction:column}.guide-grid article:nth-child(3n+2){background:#d5f1e8}.guide-grid article:nth-child(3n){background:#f8edb4}.guide-label{font-size:.75rem;letter-spacing:.055em;font-weight:750;line-height:1.6}.guide-grid h3{font-size:1.45rem;line-height:1.25;letter-spacing:-.035em;margin:24px 0 12px}.guide-grid h3 a{color:var(--ink);text-decoration:none}.guide-grid h3 a:hover{text-decoration:underline}.guide-grid p{margin:0;color:#394963;line-height:1.65}.faq-section{background:#fff}.faq-section h2{font-size:2rem}.faq-section details{border-top:1px solid var(--line)}summary{padding:20px 0;font-size:1rem}footer{padding:32px 4px 0;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.9rem}footer p{margin:0}.reading{max-width:860px;padding:clamp(24px,5vw,64px);line-height:1.8}.reading h1{font-size:clamp(2rem,4vw,3.1rem)}.reading h2{line-height:1.3;scroll-margin-top:24px}.reading .eyebrow{margin-bottom:20px}.takeaway{background:#e8e1ff;border-radius:16px;padding:24px;margin:24px 0;color:#352363}.takeaway p{margin:8px 0 0}.contents{margin:20px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.contents ol{padding-left:22px;margin-top:0}.reading blockquote{background:#e3f3ed;border-color:#168467;border-radius:0 16px 16px 0;padding:22px 26px}.reading .cta{margin-top:24px;background:var(--brand);color:white}.reading td,.reading th{padding:16px 12px}.reading th{background:#f0ecfc}.reading a:not(.cta){color:var(--brand2)}
@media(max-width:900px){main{grid-template-columns:1fr}.result{position:static}.guide-grid{grid-template-columns:1fr}.guide-grid article{padding:28px}.guide-grid h3{margin-top:16px}.choices{grid-template-columns:repeat(2,minmax(0,1fr))}.shell{width:calc(100% - 32px)}.result h2{max-width:600px}}@media(max-width:480px){header{gap:12px}.shell{width:calc(100% - 24px);padding-top:20px}.panel{padding:24px 20px}header nav{gap:16px}header nav a{font-size:.875rem}.choices{grid-template-columns:1fr}.progress li{font-size:.8rem}.planner-top{flex-wrap:wrap}.guide-section{padding-left:0;padding-right:0}.benefit-list{gap:10px 14px}.consultant-route{padding:20px}.consultant-route-actions{display:grid}.consultant-route-actions .cta{text-align:center}h1{font-size:2.4rem}.reading table{font-size:.875rem}.reading td,.reading th{padding:10px 6px}}@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}@media print{.result{position:static;background:white;color:#17243d}.result h2,.result a,.result .disclosure,.result #tools,.result .eyebrow{color:#17243d}.planner-panel,.guide-section,.faq-section{display:none}.result .steps li{border-color:#ccc}.shell{width:100%}}